Simple Ira Employer Contribution Limits 2025. Beginning on 1/1/2025, employers may make an optional, additional contribution up to the lesser of 10% of compensation or $5,000 (indexed for inflation). As of 2025, for employers with 25 or fewer employees, employees are able to contribute up to 110% of the.

Some may be eligible to make contributions of up to $17,600. Simple plan salary reduction contribution limits for 2023 and 2025.